Our Services
Giving You Expert Advice
Our team provides expert service to make sure you have all the information you need to feel comfortable with your mortgage choice. With guidance from one of our experts, you can rest assured that your interests are considered at every stage of the process.
Residential Mortgages
Learn more about great mortgage deals from over 90 lenders and get expert advice on the best option for you, then let us take care of your entire application. Best of all, our initial consultation is FREE and won't affect your credit rating.
Re-Mortgage
Our specialist advisors can find you a better deal when it comes to remortgaging. We’ve helped hundreds of homeowners switch to a more beneficial mortgage, We offer expert remortgaging advice to homeowners to help you decide what the right choice is for you.
Buy -to -let
We work with the best UK buy-to-let lenders. Many of these lenders are not found on the High Street. We help you save time and money by finding the right lender for your individual needs.
Bridging & Development Finance
Bridging finance is typically used when there is a need for speed of transaction or the usual funding routes are not an option, for example when you are purchasing through an auction, or buying an uninhabitable property. We also arrange development finance for funding building projects off plan. We have access to range of Bridging loans and can secure funds for you in as little as 7 days.
Bridging & Development Finance
Where there is a commercial element to a property for example retail, food or office premises commercial finance is the type of funding you would usually obtain. Commercial finance is also used where you have a larger scale House of multiple occupancy (HMO) where there are more then five bedrooms or more than 1 kitchen. We have selected a range of commercial lenders with competitive rates and can also provide you with helpful tips when finding the right investment property.
Adverse Credit
Adverse credit refers to your credit history or profile. This is what lenders look at when they asses you for a mortgage or loan. If you have a county court judgment (CCJ), default, late payment on a credit commitment or you have entered into an individual voluntary arrangement (IVA) or taken out a pay day loan these can all have an impact on your credit profile and effect which lenders you can apply to.
We are trusted to find the right mortgage for you!
here are some of the lenders we work with whilst we’re working for you.
Let's Work Together
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THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
Morgij is a trading style of Active Financial Limited which is authorised and regulated by the Financial Conduct Authority (FCA), registration number 488342. Further details may be found by visiting www.fca.org.uk. Although Active Financial is regulated by the FCA; commercial mortgages and most buy-to-let and offshore mortgages are not. Active Financial Limited is registered in England under number 06539910. Registered office; 4 The Capricorn Centre, Cranes Farm Rd, Basildon SS14 3JJ.
There will be an administration fee for processing your application and our typical charge is £495 paid at application. Where we have quoted mortgage rates, the actual rate available will depend on your circumstances. Ask for a personalised illustration.